Welcome to Tristate Insurance Store
At Tristate Insurance Store, we offer various insurance options for bundling and give our clients the coverage they need.
Popular Policies
For a Pennsylvania resident, the most popular insurance policies are:
- Commercial Insurance
- Home Insurance
- Auto Insurance
- Renters Insurance
Commercial insurance does have a variety of coverage options, but there are two that are required by the state. Workers' compensation is required for more than one employee at any business. Also, anyone operating a vehicle will need commercial auto insurance.
The state does not require home insurance, but your mortgage lender may require it as a part of your agreement. This protects your property and any structure on the land affiliated with the loan. Renters' insurance is similar, but it does not cover the structure. This policy protects your property if it is damaged or stolen.
Auto insurance is required by anyone who has a registered vehicle in Pennsylvania. There is a minimal coverage option, but those with liens and outstanding balances are required to carry full coverage by the lenders.
Other Insurance Options
Other insurance options include the following:
- Life Insurance
- Health Insurance
- Umbrella Insurance
If you want to provide another financial coverage option for your loved ones, life insurance is available as an optional policy. This allows you to use funds for various costs paid to the beneficiary of your choice.
Health insurance is also an excellent option for those who are either self-employed or those who do not have a health insurance option through their employee. You can add your spouse and dependents to these policies if necessary.
Umbrella insurance is another optional policy that is simply additional liability coverage. For Pennsylvania residents with lots of assets who want to protect them, umbrella insurance will pay out additional liability costs when your standard policy is exhausted, so you do not have to come out of your pocket.
Would You Like More Information?
Contact our agents at the Tristate Insurance store today for a personal policy quote.
