Renters Insurance
Getting renters insurance in Pennsylvania is one of the most brilliant things you can do as a renter. It protects your belongings in case of damage or theft and gives you liability coverage in case someone is injured in your home.
For many reasons, you need to get renters' insurance from Tristate Insurance Store. First of all, they are reliable providers with years of experience. Another reason is that they offer liability coverage. This is important because it means you will not be held responsible if someone is injured in your home. Lastly, Tristate Insurance Store offers affordable rates. This is important because you want to be able to afford your insurance payments each month.
What Renters Insurance Covers
Our renters' insurance has a well-outlined policy stating when it's necessary to file a renters' insurance claim. When belongings get damaged or stolen, you can get a reimbursed claim up to the limits stated in the policy. Our renters' insurance also protects against accidental damages caused to others and protects the renter from any injuries.
These are the types of renters insurance coverage that we work with:
- Liability insurance is where we pay for any accidental property damages or injuries caused to others. For example, if kids playing outside accidentally throw a toy that breaks your window, the liability insurance will cover that.
- Personal property insurance only covers the renters' personal belongings like furniture, jewelry, clothing, electronics, and pans.
- Additional living expenses coverage handles extra costs like hotel or restaurant bills while living elsewhere as the rental damages are under repair.
We recommend that our customers consider these factors before deciding to get renters' insurance cover:
- Level of coverage
- Deductible
- Location
- Credit score
- Actual cash value vs. replacement cost value
Contact Tristate Insurance Store Today
Renters' insurance is like any other type of insurance policy. We advise that before you settle for any cover, it's best first to understand all that is on the coverage and what is not before purchase. If you have questions, contact us at Tristate Insurance Store in Pennsylvania, and we will give you a no-obligation quote.